Why Reliable Car Insurance is Necessary

Almost every state requires drivers to have auto insurance. However, this doesn't mean you should just settle for any old insurance. You want to make sure you have reliable auto insurance that will protect you in the event of an accident, injury, theft, or vehicle vandalism. Below are 3 reasons you need auto insurance you can count on. 

1. Liability 

If another driver is injured or their car suffers damage in an accident you caused, your auto insurance will cover their vehicle's damage and medical expenses. Without insurance, you would be stuck paying hefty bills out of pocket to cover these costs and the other driver could take legal action against you. 

2. Collision Coverage 

While most states don't require you to get collision coverage, you should get a policy that offers this coverage. Collision coverage helps cover damages done to your car in the event of an accident. You never know when you're going to get into an accident, and an insurance policy without collision coverage can leave you paying for expensive damages out of pocket. 

3. Comprehensive Coverage

Comprehensive coverage will cover damages to your car in cases of vandalism, natural disaster, theft, and more. Unfortunately, you have no control over bad weather or thieves, which is why you want to be covered in the event of these unfortunate cases. Without comprehensive coverage, you will be stuck paying for these non-collision accidents out of pocket, which can get extremely expensive. 

When choosing an auto insurance plan, you want to make sure you have the best coverage possible. Even though some additional coverage may not be required in certain states, you want to choose an auto insurance policy that protects you in the event of a variety of accidents. Here at Champoux Insurance Group, we can help you find an auto insurance policy that fits your needs. We work with drivers throughout Lewiston , Auburn , and Turner, ME , and the surrounding areas. Contact us to learn more.